How Insurance Companies Use Surveillance Footage Against You

If you have ever felt like someone is watching you, there may very well be someone who is keeping tabs on you. There are a number of surveillance and private-eye companies that could be looking for information on you. Insurance companies often hire these professionals or use their own services in order to determine if a claim for disability is legitimate. If an insurance provider thinks you have been dishonest, they may very well be looking very closely at what you’re doing each day. Surveillance footage is something that can provide a lot of information.

Keep an Eye Out for Stakeouts

An investigator may park themselves outside of your home or office so they can keep an eye on you for a couple of days at a time. Make sure you are aware of your surroundings. If you see the same strange vehicle outside of your home when you leave each day, this could be an investigator. If you see that same car following you to work each day, you may be able to figure out what is going on. Surveillance can sometimes include more than one person.

Creates an Excuse to Deny You Disability Coverage

An insurance company wants to find a way to prove that your disability isn’t what you claim it is. Insurance companies sometimes use surveillance to see if you are being honest so they can determine if they are going to pay your claim or not. If you are claiming that you have a back injury that prevents you from working, then they don’t think they should be finding you inside of a gym for two hours each day. You might legitimately be doing rehabilitation on your back, but an insurance company might not see things that way. Jogging around the park each morning can be an indication that your claim isn’t honest, whether you think it is or not.

What You Can Do to Protect Yourself

You don’t have to hide out at home every day in order to prevent an insurance company from getting information on you. Just be aware of what information you are putting out there. Be careful what you post to social media each day. If your account is public or someone wants to share your information, this is information that comes right from you. If your insurance requests a field visit, don’t consent to let them come without a lawyer present. Make sure that any harassing activity is documented with local police authorities. While somebody can keep an eye on you while you’re out in public, they cannot harass you in any way. There are attorneys who can help with this type of situation if you feel that representation might provide you with peace of mind and assistance.

Insurance companies have the right to keep an eye on you if you are in an area where privacy isn’t something that would be expected. For example, if you are at a store, restaurant, gym or public park, you can be under surveillance without knowing it. If you are in your home, this is a private location that cannot be under surveillance without your knowledge. There are laws in place that help protect your privacy whenever possible.

Here’s another article you might enjoy: Rising hacker threat will trigger boom in cyber crime insurance, Tryg says